When Do You Need Rental Car Insurance

When Do You Need Rental Car Insurance?
At The Insurance Pros, we get a lot of questions about rental car coverage. The truth is, you may already have the protection you need—without paying extra at the rental counter.

If your personal auto policy includes comprehensive and collision coverage, it often extends to rental vehicles used for personal reasons. In many cases, credit cards also offer rental car coverage if you pay for the rental with the card and decline the rental company's insurance.

Still, there are times when it makes sense to consider the rental company’s coverage—like if you don’t carry auto insurance, you're renting for business, or you want to avoid filing a claim with your own insurer.

Not sure what applies to you? Give The Insurance Pros a call. We'll walk you through your options so you can rent with confidence—without spending more than you need to.